Texas Paycheck Calculator
Estimate your 2026 take-home pay in Texas after federal income tax, Social Security, Medicare and no state income tax on wages.
Uses 2026 IRS brackets (Rev. Proc. 2025-32), the 2026 Social Security wage base and Texas's 2026 tax table. Last reviewed October 4, 2026. Sources · Methodology
Texas income tax in 2026
Texas does not tax wages. Your paycheck is reduced by federal income tax, Social Security and Medicare.
- Texas funds local government and schools largely through property tax, and its effective property tax rate is among the higher ones in the country.
- From 2026, the homestead exemption for school district taxes is $140,000 of a primary home's value, after voters approved an increase in November 2025.
- There are no state payroll deductions for disability or paid family leave.
Texas take-home pay compared with California and New York
With no state income tax, the gap against high-tax states widens as pay rises. These figures are after federal income tax, Social Security, Medicare and state income tax for a single filer.
| Salary | Texas | California | New York | More than CA | More than NY |
|---|---|---|---|---|---|
| $50,000 | $42,355 | $41,306 | $40,252 | $1,049 | $2,103 |
| $75,000 | $61,593 | $58,805 | $58,140 | $2,788 | $3,453 |
| $100,000 | $79,180 | $74,110 | $74,320 | $5,070 | $4,860 |
| $150,000 | $113,791 | $104,071 | $105,981 | $9,720 | $7,810 |
| $200,000 | $148,927 | $134,557 | $138,167 | $14,370 | $10,760 |
New York figures are state tax only. New York City and Yonkers residents pay a local income tax on top.
Take-home pay in Texas by salary
| Salary | Federal tax | FICA | TX tax | Take-home / year | Per month |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $0 | $34,320 | $2,860 |
| $60,000 | $5,020 | $4,590 | $0 | $50,390 | $4,199 |
| $80,000 | $8,770 | $6,120 | $0 | $65,110 | $5,426 |
| $100,000 | $13,170 | $7,650 | $0 | $79,180 | $6,598 |
| $150,000 | $24,734 | $11,475 | $0 | $113,791 | $9,483 |
Other taxes and paycheck deductions in Texas
| Tax | Rate | Rank among states and DC |
|---|---|---|
| State sales tax | 6.25% | — |
| Average local sales tax | 1.95% | — |
| Combined sales tax | 8.2% | 14 of 51 (1 = highest) |
| Effective property tax on owner-occupied homes (2024) | 1.4% | 7 of 51 (1 = highest) |
On a $400,000 home, the effective property tax rate works out to about $5,600 a year. For purchases, try the sales tax calculator; for a home, the mortgage calculator.
Compare Texas with other states
State income tax and take-home pay on a $75,000 salary for a single filer. In Texas the figures are $0 and $61,593, tied with 8 other states for the lowest state income tax.
| State | State income tax | Take-home pay | Difference from Texas |
|---|---|---|---|
| Arkansas | $2,390 | $59,203 | −$2,390 |
| Louisiana | $1,864 | $59,729 | −$1,864 |
| New Mexico | $2,359 | $59,233 | −$2,359 |
| Oklahoma | $2,830 | $58,763 | −$2,830 |
| California | $2,788 | $58,805 | −$2,788 |
| New York | $3,453 | $58,140 | −$3,453 |
Federal taxes on a Texas paycheck
Federal income tax, Social Security (6.2% up to $184,500) and Medicare (1.45%) are the same in every state. The 2026 brackets and the full method are on the main paycheck calculator page.
What this estimate leaves out
- Tax credits, itemized deductions, dependents and income other than wages.
State income and sales tax data: Tax Foundation, State Individual Income Tax Rates and Brackets, 2026. Property tax data: Tax Foundation, Property Taxes by State and County, 2026.
Frequently asked questions
Does Texas have a state income tax?
No. Texas does not tax wage income, so only federal income tax, Social Security and Medicare come out of a paycheck.
How much is $75,000 after taxes in Texas?
A single filer earning $75,000 in Texas keeps about $61,593 a year, or $5,133 a month, after $7,670 federal income tax, $5,738 Social Security and Medicare, and $0 Texas income tax.
How much is $100,000 after taxes in Texas for a married couple?
A married couple filing jointly with $100,000 of wages keeps about $84,710 a year in Texas, including $0 of state income tax.
How high are property taxes in Texas?
Homeowners in Texas pay an effective property tax rate of about 1.4% of home value, which ranks 7 of 51 among states and DC (1 is the highest).
What is the sales tax in Texas?
The Texas state sales tax rate is 6.25%. With the average local rate, the combined rate is about 8.2%.
Related guides
- 2026 Federal Tax Brackets and Standard Deduction, Explained The 2026 federal income tax brackets and standard deduction for single, joint and head of household filers, with a worked example of how marginal rates apply.
- The 9 States With No Income Tax on Wages in 2026 Which nine states do not tax wages in 2026, how much that saves on a $75,000 salary, and the sales taxes those states charge instead.
Sources
- Tax Foundation: state individual income tax rates and brackets, 2026
- Tax Foundation: state and local sales tax rates, 2026
- Tax Foundation, Property Taxes by State and County, 2026
- IRS: tax inflation adjustments for tax year 2026 (Revenue Procedure 2025-32)
- Social Security Administration: contribution and benefit base
Last reviewed October 4, 2026. Results are estimates; see our methodology and disclaimer.