Terms of service

Effective date: October 4, 2026

By using Calcapay you agree to these terms. If you do not agree, please do not use the site.

Use of the site

You may use the calculators and read the content free of charge for personal or business purposes. You agree not to disrupt the site, attempt to gain unauthorized access to it, or copy substantial parts of it for republication without permission.

Estimates only

Calculator results and written content are general information and estimates. They are not tax, legal, financial, investment or medical advice. See the disclaimer.

No warranties

The site is provided "as is" and "as available", without warranties of any kind, express or implied, including accuracy, completeness or fitness for a particular purpose.

Limitation of liability

To the fullest extent permitted by law, Calcapay is not liable for any loss or damage arising from your use of, or reliance on, the site or its results.

Third-party links and advertising

The site links to third-party websites and may display third-party advertising. We are not responsible for their content, products or practices.

Changes

We may update these terms. Continued use of the site after a change means you accept the updated terms.

Contact

Questions about these terms: support@calcapay.com.