Privacy policy

Effective date: October 4, 2026

This policy explains what information is and is not collected when you use Calcapay (https://calcapay.com).

Calculator inputs stay on your device

Everything you type into a calculator is processed in your browser. Your salary, loan, health and other figures are not sent to our servers and we do not store them.

Information stored in your browser

The site saves one preference in your browser's local storage: your choice of light or dark theme. It contains no personal information and you can clear it at any time through your browser settings.

Server logs

Like most websites, our hosting provider automatically records basic technical information such as IP address, browser type, pages requested and time of request. This is used to keep the site secure and working.

Advertising

This site may show ads served by Google AdSense and its partners. When ads are shown:

• Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this website or other websites.
• Google's use of advertising cookies enables it and its partners to serve ads to you based on your visits to this site and other sites on the internet.
• You can opt out of personalized advertising by visiting Google Ads Settings.
• You can opt out of many third-party vendors' use of cookies for personalized advertising at aboutads.info/choices.
• More about how Google uses information from sites that use its services: policies.google.com/technologies/partner-sites.

Where ads are shown to visitors in the European Economic Area, the United Kingdom and Switzerland, consent is requested before advertising cookies are used.

Your choices and rights

• Cookies: you can block or delete cookies in your browser settings. The calculators work without them.
• California residents (CCPA/CPRA): you may request to know, delete or correct personal information and to opt out of its sale or sharing. We do not sell personal information.
• EEA, UK and Swiss residents (GDPR): you may request access, correction, deletion, restriction or portability of your personal data, and may object to processing.

To make a request, email privacy@calcapay.com.

Children

This site is not directed at children under 13 and does not knowingly collect personal information from them.

Links to other sites

Calculator pages link to government and other sources. Those sites have their own privacy policies.

Changes

If this policy changes, the effective date above will be updated.