Free calculators for everyday money decisions
Work out your take-home pay, a mortgage or car payment, how fast you can clear a credit card, what a sale really costs and more. Every calculator uses 2026 figures where they apply, shows its formula, and runs entirely in your browser.
Taxes & Income
Loans & Debt
- Mortgage Calculator Estimate your full monthly housing payment: principal and interest, property tax, insurance, HOA and PMI.
- Auto Loan Calculator Work out your monthly car payment and the total interest you will pay over the loan.
- Credit Card Payoff Calculator Find your payoff date and total interest, and see what an extra payment each month saves.
Savings & Investing
Everyday
- Tip Calculator Work out the tip, the total and each person's share in seconds.
- Sales Tax Calculator Add sales tax to a price, or work backwards from a tax-included total, using 2026 state rates.
- Discount Calculator Find the real out-of-pocket price when a sale, a coupon and sales tax all apply.
- Gas Cost Calculator Estimate what a drive will cost in fuel and what each traveler owes.
Health
Paycheck calculator by state
State income tax ranges from nothing in nine states to more than 10% at the top in a few. Each page shows that state's 2026 brackets and take-home pay at common salaries.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
From the blog
- 2026 Federal Tax Brackets and Standard Deduction, Explained The 2026 federal income tax brackets and standard deduction for single, joint and head of household filers, with a worked example of how marginal rates apply.
- The 9 States With No Income Tax on Wages in 2026 Which nine states do not tax wages in 2026, how much that saves on a $75,000 salary, and the sales taxes those states charge instead.
- Why 40% Off Plus 15% Off Is Not 55% Off How stacked percentage discounts really work, why two discounts never simply add up, and a quick way to find the true total discount in your head.
How these calculators are built
- Published data. Federal brackets and deductions come from the IRS, the Social Security wage base from the SSA, and state income and sales tax rates from the Tax Foundation.
- Tested math. Each calculator is checked by automated tests against values worked out by hand.
- Private. Your numbers are calculated in your browser and are never sent to us.
- Clear about limits. Every page lists what its estimate does not include.
Read the full methodology and sources, or find out more about the site.