Massachusetts Paycheck Calculator
Estimate your 2026 take-home pay in Massachusetts after federal income tax, Social Security, Medicare and state income tax from 5% to 9%.
Uses 2026 IRS brackets (Rev. Proc. 2025-32), the 2026 Social Security wage base and Massachusetts's 2025 tax table. Last reviewed October 4, 2026. Sources · Methodology
Massachusetts income tax in 2026
Massachusetts has state income tax from 5% to 9% across 2 brackets. Massachusetts has no state standard deduction. A personal exemption of $4,400 per filer ($8,800 for a couple) also reduces taxable income.
| Rate | Single: taxable income over | Married filing jointly: taxable income over |
|---|---|---|
| 5% | $0 | $0 |
| 9% | $1,083,150 | $1,083,150 |
Massachusetts adjusts its brackets for inflation each year. The 2026 thresholds had not been published when our source table was compiled, so the 2025 thresholds are shown and used here.
Take-home pay in Massachusetts by salary
| Salary | Federal tax | FICA | MA tax | Take-home / year | Per month |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,780 | $32,540 | $2,712 |
| $60,000 | $5,020 | $4,590 | $2,780 | $47,610 | $3,968 |
| $80,000 | $8,770 | $6,120 | $3,780 | $61,330 | $5,111 |
| $100,000 | $13,170 | $7,650 | $4,780 | $74,400 | $6,200 |
| $150,000 | $24,734 | $11,475 | $7,280 | $106,511 | $8,876 |
Other taxes and paycheck deductions in Massachusetts
| Tax | Rate | Rank among states and DC |
|---|---|---|
| State sales tax | 6.25% | — |
| Average local sales tax | 0% | — |
| Combined sales tax | 6.25% | 35 of 51 (1 = highest) |
| Effective property tax on owner-occupied homes (2024) | 1% | 16 of 51 (1 = highest) |
State payroll programs deducted from Massachusetts paychecks
- Paid Family and Medical Leave: Employers withhold 0.46% of eligible wages from employees. On a $75,000 salary that is about $345 a year.
These state payroll deductions are not included in the calculator result or the tables on this page. Subtract them from the take-home figure for a closer estimate.
On a $400,000 home, the effective property tax rate works out to about $4,000 a year. For purchases, try the sales tax calculator; for a home, the mortgage calculator.
Compare Massachusetts with other states
State income tax and take-home pay on a $75,000 salary for a single filer. In Massachusetts the figures are $3,530 and $58,063, which ranks 45 of 51 from lowest to highest state income tax.
| State | State income tax | Take-home pay | Difference from Massachusetts |
|---|---|---|---|
| Connecticut | $3,375 | $58,218 | +$155 |
| New Hampshire | $0 | $61,593 | +$3,530 |
| New York | $3,453 | $58,140 | +$77 |
| Rhode Island | $2,196 | $59,397 | +$1,334 |
| Texas | $0 | $61,593 | +$3,530 |
| Florida | $0 | $61,593 | +$3,530 |
Federal taxes on a Massachusetts paycheck
Federal income tax, Social Security (6.2% up to $184,500) and Medicare (1.45%) are the same in every state. The 2026 brackets and the full method are on the main paycheck calculator page.
What this estimate leaves out
- Tax credits, itemized deductions, dependents and income other than wages.
- Paid Family and Medical Leave, described above.
- A separate head of household table: Massachusetts figures use the single table for that status.
State income and sales tax data: Tax Foundation, State Individual Income Tax Rates and Brackets, 2026. Property tax data: Tax Foundation, Property Taxes by State and County, 2026.
Frequently asked questions
Does Massachusetts have a state income tax?
Yes. For 2026, Massachusetts has state income tax from 5% to 9%.
How much is $75,000 after taxes in Massachusetts?
A single filer earning $75,000 in Massachusetts keeps about $58,063 a year, or $4,839 a month, after $7,670 federal income tax, $5,738 Social Security and Medicare, and $3,530 Massachusetts income tax.
How much is $100,000 after taxes in Massachusetts for a married couple?
A married couple filing jointly with $100,000 of wages keeps about $80,150 a year in Massachusetts, including $4,560 of state income tax.
How high are property taxes in Massachusetts?
Homeowners in Massachusetts pay an effective property tax rate of about 1% of home value, which ranks 16 of 51 among states and DC (1 is the highest).
What is the sales tax in Massachusetts?
The Massachusetts state sales tax rate is 6.25%. With the average local rate, the combined rate is about 6.25%.
Related guides
- 2026 Federal Tax Brackets and Standard Deduction, Explained The 2026 federal income tax brackets and standard deduction for single, joint and head of household filers, with a worked example of how marginal rates apply.
- The 9 States With No Income Tax on Wages in 2026 Which nine states do not tax wages in 2026, how much that saves on a $75,000 salary, and the sales taxes those states charge instead.
Sources
- Tax Foundation: state individual income tax rates and brackets, 2026
- Tax Foundation: state and local sales tax rates, 2026
- Tax Foundation, Property Taxes by State and County, 2026
- IRS: tax inflation adjustments for tax year 2026 (Revenue Procedure 2025-32)
- Social Security Administration: contribution and benefit base
Last reviewed October 4, 2026. Results are estimates; see our methodology and disclaimer.